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London E1W 1UN

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Fax: 020 7264 0544
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• Introduction
• Solicitors
• Architects
• Surveyors
• Accountants
• Engineers
• IFAs and Insurance Brokers
• Investment Industry
• Unions and Associations
• Miscellaneous Businesses and Schemes

Unions and Associations

A Trade Union or Employee Association's first priority is to look after the interests of its members. Unions endeavour to achieve the best and fairest possible deal from the employer in terms of pay benefits and working conditions. In the modern age Unions recognise the advantages of working in partnership with employers - a successful, profitable business is good for the workforce. Unions can play an active part in the relationship between employers and employees, both at an individual level and collectively.

Union representatives are often in positions of great responsibility working on behalf of large numbers of their members. Specific key areas that Unions and Employee Associations representatives would be consulted on include:

• Planned collective redundancies
• Transfers of business ownership
• Health and safety
• Working time
• Pension schemes/ finance
• Disciplinary or grievance hearings
• General working terms and conditions

Cavendish Munro are aware of the issues involved in activity of this kind. It is apparent that the potential exposures faced by Unions could be significant as the large numbers of people involved could lead to group or class actions for big sums of money. It is our recommendation that you should have both Professional Indemnity Insurance and Directors and Officers Insurance in place.

Cavendish Munro has access to exclusive markets that can provide this cover at competitive rates on both a combined and individual basis.