Healthcheck
At Cavendish Munro we offer a thorough service to all of our clients.
We will carry out a complete “Healthcheck” of your specialist insurance requirements to make sure that you have the right package for your business.
Does your broker provide the following Healthcheck?
LIMIT OF INDEMNITY/EXCESS
- HAS YOUR BROKER REVIEWED YOUR LOI?
- HAS YOUR BROKER REVIEWED YOUR XS?
- HAVE YOU HAD QUOTES FOR HIGHER LIMITS?
POLICY WORDING
- HAS YOUR BROKER REVIEWED/COMPARED YOUR POLICY WORDING?
- ARE YOU FULLY AWARE OF COVERAGE/EXCLUSIONS?
- HAS IT BEEN EXPLAINED TO YOU?
LONG TERM POLICIES
- HAVE YOU HAD QUOTES FOR LONGER TERM POLICIES?
- 18/24 MONTHS?
- MARKET HARDENING?
FULL MARKET EXERCISE
- DOES YOUR BROKER APPROACH ALL INSURERS IN THE MARKET FOR QUOTES?
EXCLUSIVE MARKETS
- HAS YOUR BROKER GOT ANY EXCLUSIVE MARKETS?
- WE HAVE AN EXCLUSIVE SCHEME
CLAIMS/RM
- HAS YOUR BROKER GOT A SPECIALIST CLAIMS/RISK MANAGEMENT DIVISION?
- DO THEY OFFER A SERVICE ON COLLATERAL WARRANTY/CONTRACTS?
BROKER/INSURER
- HAVE YOU MET YOUR BROKER?
- DO YOU KNOW YOUR INSURER?
- LONG TERM RELATIONSHIP
OTHER RELEVANT INSURANCES
- D&O FOR LLPs
- EPL (EMPLOYMENT PRACTICE LIABILITY)
- LEGAL EXPENSES
OTHER INSURANCES/SERVICES WE OFFER
- PROPERTY/LIABILITY
- WARRANTY AND INDEMNITY
- AFTER THE EVENT
- FINANCIAL SERVICES
To proceed, you can:
- Contact one of our team for more information by email or by calling 020 7264 0545